It has emerged that Norwegian carrier Protector Forsikring is the insurer for the block of flats in west London that was engulfed by the tragic fire. It has been reported that Munich Re is the lead reinsurer for Protector Forsikring, with Intelligent Insurer stating that the Norwegian insurer has confirmed that all its property claims in UK and in the Nordic market are covered by the German reinsurer. Although the size of Munich Re’s participation on the reinsurance programme is unknown, it is believed to be sizeable.
Meanwhile Councils across the UK have been urged to take immediate action to improve the fire safety in tower blocks. Hannah Mansell, chair of the Passive Fire Protection Forum, said safety campaigners have been warning about the risks of a fire like this for years. She said:
‘There is an endemic fire safety problem in this type of housing stock. I have walked around tower blocks documenting and filming the fire safety breaches. I’ve seen flats without fire doors, no emergency lighting or signage on fire doors and escape routes, broken fire rated glass, wedged-open fire doors, poor fire stopping around service hatches that breach compartmentation, no smoke seals in fire doors, rubbish and combustible material left in the common areas, and no information displayed on the specific fire plan of the building.”
Previous research for Fire Door Safety Week found that the poorest people in society were at greatest risk from fire, with just a third saying they have been given information on the emergency fire plan for their building. This compares to 88% of tenants on incomes over £100,000 a year.
The Emergency Planning Society has also called on the Government to improve tower block safety, highlighting there have been three other fatal fires in tower blocks since 2005. It said that in each incident, the authorities made recommendations to improve fire safety, but the Government has failed to take action on them.
Chair of the Emergency Planning Society, Tony Thompson, said: ‘There have been several warning signs over the past few years. Last year, the housing minister Gavin Barwell said the Government would review the Housing Regulations 2010 in wake of the Southwark inquest. Unfortunately, he lost his seat last week, but has been retained as chief of staff to the prime minister, so hopefully he can brief the prime minister on what progress the Government has made on tower block safety.’